Risk Management

Identify, assess, and mitigate potential risks surrounding your assets that could impact your financial goals.

How Can We Help?

Submit the form below to let us know how we can help with your risk management needs.
Couple meeting with advisor

Stay Protected in the Face of Life’s Unexpected Events

The unexpected is something all of us have to embrace in life. There is inherent risk in almost everything we do, but it’s how we prepare for it and manage it that determines whether or not we succeed.

In the accumulation phase (working years), your primary risk is premature death. This is commonly managed through life insurance. However, during the distribution phase of your life (retirement), several other risks can have a tremendous impact on your ability to successfully retire.

Our goal at W3 is to help you mitigate those risks by providing proper education and planning so that you feel prepared for anything life throws at you.

Our Services

For over 30 years, we have helped clients prepare for and successfully retire by managing the risks outlined below. No matter what stage of life you are in, a W3 advisor is available to partner with you to navigate these risks to help ensure you are protecting yourself and your family from life’s unexpected events.


The risk of your current portfolio not providing you with the flexibility you need when unanticipated needs arise.


The risk of the cost of goods and services increasing over time.


The risk of outliving the assets that you have set aside for retirement.


The risk of being forced to deplete a significant portion of your assets to pay for long-term care.


The risk of losing all or a significant portion of your money invested in the stock market.


The risk of not being able to leave a financial legacy to people and/or organizations you care about most.

Sequence of Returns

The risk of incurring negative returns early in retirement while also taking withdrawals from your investment accounts.


The risk of tax laws changing and negatively impacting the resources used to fund your income needs.

Meet Our Team

Our team of client service administrators and financial officers, advisors, and paraplanners love what they do, and they love working at W3 Financial Group. Once you meet them, we think you’ll love working with us, too.
W3 Financial Group Financial Advisors and Certified Financial Planners

Explore Our Process

We take a logical, strategic approach to help clients succeed. It begins with gaining a deep understanding of where you have been, where you are today, and where you want to be in the future.

Build a Complete Financial Picture

Whether you’re seeking meticulous accounting services or strategic wealth management, our dedicated teams are here to maintain a complete and clear financial picture for you and tailor a plan that aligns with your goals.