Blog

W3 Financial Group believes in empowering individuals and businesses to make informed decisions that shape their future. Our blogs provide strategies and insights for maximizing wealth, optimizing tax efficiency, and securing a prosperous future for you and your family.

Planning for retirement involves making critical decisions about where to invest your hard-earned money. Two popular options are the 401(k) and Roth IRA. Both are tax-advantaged retirement accounts with unique features that cater to different financial goals. In this post, W3 Financial Group explores the key differences between the two...

As a business owner, you know how mentally and financially taxing it is to grow your venture. You have to handle multiple tasks, wear different hats, and make critical decisions that could make or break your business. With so much on your plate, it can be overwhelming to keep tabs...

The Annual Family Budget Summit Article written by: Kathleen McGrath, CFP®, ADPA® The idea of a family budget summit is one of the best financial moves a household can make. Gathering regularly to discuss money goals and spending is hugely beneficial for getting on the same page. For example, the...

Shelby Morgan, Founder and Principal of W3 Financial Group, shared his expertise with Akron Life and Leisure Magazine regarding a recent 401(k) participant study by Charles Schwab. “According to a recent study* 14% of American workers think it is unlikely and 49% somewhat likely they will reach their retirement goals....

Our Advisors, Shelby Morgan, Steve Catalano, and Frank Bevilacqua II share their expertise on the subject with Akron Life Magazine. View their feature to learn more about how your financial goals should keep pace with the ever-changing economic landscape. “We realize that uncertainty is one of the biggest stressors we...

Financial Advisor, Laura Steffey shares her expertise on the subject with Akron Life Magazine. View Laura’s feature to learn more about how well your finances should be adapting to economic changes and making your money work for you. “Recent changes in the economic landscape such as inflation, higher interest rates,...

Many investors have the desire to reflect their morals in the way they invest. This demand led to the development of criteria to measure how investments or companies perform in certain categories. These metrics are known by the main categories that are considered – ESG, Environmental, Social, and Governance factors....

By Paulette C. Pasquale, CFP® Whether by choice or chance, women are more likely to manage their own financial affairs and plan independently at some point in their lives.  It is no secret that women outlive men, on average by six to eight years. There is also an increase in...

What is it and why do it? Succession planning is a proactive, strategic approach that allows an owner to exit their business on their own terms. Not all businesses are created equal, and one of the more common misconceptions we’ve seen business owners have is related to the time frame...

A Health Savings Account, more commonly referred to by its abbreviation HSA, is a type of savings account that allows you to set money aside for qualified medical expenses and reduce your taxable income. Not everyone is eligible to have an HSA (not everyone should) and it does come with...

The IRS Tax Code is, as you know, not a small document, nor is it one that remains static year over year.  Given the rapid pace of regulatory changes, many people elect to employ a tax professional to annually help navigate the process and make sure that deductions afforded to...

A fiduciary is obligated to give you advice that is in your best interest. Yeah….I know…..who wants advice that is not in their best interest? Sometimes in our lives we don’t want what’s in our best interest, but when you walk into the office of a Certified Financial Planner® you...